Title Insurance and Escrow

Why Title Solutions? 

Looking for a Title Company that will go above and beyond for you and your clients? Let Title Solutions show you the difference! With our agents combined office experience of over 30 years in the title insurance industry, the Title Solutions team gets contracts closed effectively and efficiently. Our number one purpose is to follow what is written in a real estate contract and to do so with the absolute BEST customer service for our clients and yours. Contact Jenna Webb at our office to see how we can be your Title Solution!

Title Insurance

Title insurance is a policy that protects against financial loss stemming from problems found in a property’s title, or legal ownership. 

As the buyer, how do you know the seller really owns the property?  How can you be sure there are no liens, such as from unpaid taxes and lawsuits, or undisclosed heirs who might claim ownership?  The answer lies in the title search.

A good title search generally turns up these types of issues.  And a good title insurance policy will protect you should they arise during your ownership.

 We hold Escrow 

Although it’s not the most talked-about aspect of buying a home, escrow is nonetheless a vital component of a successful transaction.

Escrow is an arrangement in which a neutral third party holds onto funds and key documents involved in a home sale, and then distributes them according to the agreement between the buyers and sellers.  The Escrow period begins when a seller accepts a buyer’s offer, and ends at the closing table.

Purchasing a house isn’t like buying shoes; there’s a lot of money involved, a lot of steps to manage, and a lot at stake.  So the buyers and sellers don’t exchange money and documents directly with one another.  They do it through the escrow account.

Escrow ensures accountability. Buyers want to be sure all contingencies are met (inspection, title report, secured mortgage, etc.) before the sellers cash any checks.  Sellers want to make sure they receive funds before they hand over the deed.

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